Blog
How Our In-House Savings Plan Makes Dental Care Affordable in San Luis Obispo
Dental health is essential for a happy, confident life. But for many San Luis Obispo residents, the cost of dental care without insurance can feel overwhelming. At Michael Colleran, DDS, we understand these challenges deeply, and that’s why Dr. Michael Colleran and his team created an affordable in-house savings plan that puts your smile and your wallet first.
“Everyone deserves access to quality dental care, regardless of insurance. Our in-house plan makes that possible here in San Luis Obispo,” adds Dr. Michael Colleran
The Challenge of Affording Dental Care Without Insurance
Common Barriers to Care
Without dental insurance, many people face tough choices. High out-of-pocket costs often stop patients from getting routine checkups, cleanings, or necessary treatments. San Luis Obispo’s beautiful coastal lifestyle encourages an active, healthy community, but expensive dental bills can lead to delayed care. This delay can worsen dental problems and increase anxiety about visiting the dentist.
Why Many San Luis Obispo Residents Delay Dental Treatment
For some, it’s the fear of unexpected costs. Others might feel overwhelmed by complicated insurance paperwork or long waiting times for approvals. Many families in our community want to keep their smiles healthy, but simply cannot find an affordable, straightforward option.
What Is an In-House Dental Savings Plan?
How It Works
Our in-house Patient Savings Plan offers a simple, transparent solution to get the dental care you need without insurance. For an annual fee, you receive essential preventive services like exams, cleanings, and X-rays included in your membership. Plus, you get generous discounts on many other dental treatments, including restorative and cosmetic care.
How It an In-House Savings Plan Differs from Dental Insurance
Unlike traditional insurance, our savings plan helps provide affordable dental care in San Luis Obispo by providing:
- No monthly premiums
- No claim forms
- No hidden fees
- No waiting periods
- No limits on usage
- No deductibles
- No pre-authorizations
- No exclusions for pre-existing conditions
- No one denied membership
You pay one yearly fee, and your dental care benefits begin immediately. There’s no confusing paperwork or delays, just affordable, quality dental care for you and your family.
“Our goal is to remove barriers and empower patients. This plan puts control back in your hands with no confusing fine print,” explains Dr. Colleran.
What’s Included in Dr. Colleran’s In-House Plan?
Yearly Membership Levels
The plan offers options to fit your family’s needs:
- Adult Standard Prophy: 2 yearly visits for $449
- Child Prophy: 2 yearly visits for $293
- Adult Periocare (for diagnosed gum disease): 3 yearly visits for $546 or 4 yearly visits for $638
Services Included
As a member, you receive:
- Comprehensive examinations (emergency and checkup)
- 2 professional cleanings with the standard membership
- Check-up X-rays once per year
- Full mouth X-rays every 3 years
- Fluoride treatments
- 50% off sealants
This package represents a $506 value, with additional savings on all procedures performed at our office.
Discounts on Other Procedures
You also get a 20% discount on all other procedures, including fillings, crowns, bridges, teeth whitening, and more.* This can help you afford the dental work you need, bringing peace of mind.
*Only one discount applies per procedure. There is no annual maximum, but coverage applies only to treatments completed at SLO Town Smiles.
Benefits of Choosing Our Affordable Dental Plan
1. Predictable, Transparent Costs
You know exactly what you’ll pay upfront. No surprise bills or hidden fees.
2. Encourages Preventive Care
Regular cleanings and exams can reduce the risk of costly dental problems later.
3. Ideal for Individuals and Families Without Insurance
The plan is perfect for local families, students, and adults who lack dental insurance.
4. Immediate Enrollment, No Hassle
Sign up today and start using your benefits right away.
“Our community values well-being and connection. Our savings plan reflects that spirit by helping to provide affordable dental care in San Luis Obispo,” adds Dr. Colleran.
Why San Luis Obispo Patients Love Our Patient Savings Plan
Local Access to Modern, Compassionate Dentistry
At Michael Colleran, DDS, we combine advanced technology with a warm, friendly atmosphere. We care about each patient’s comfort and take pride in serving our San Luis Obispo neighbors with personalized treatment plans.
Get Affordable Dental Care in San Luis Obispo Today
How to Join the Plan
Joining is easy. Simply contact our office or visit our website to enroll in the in-house Patient Savings Plan. There are no complicated forms or credit checks, just affordable care designed for you.
Schedule Your First Visit and Start Saving
Take the first step toward a healthier smile. Schedule your exam, cleaning, or consultation today and discover the difference affordable, accessible dental care can make.
Here, we’re committed to helping you protect your smile and your budget. If you’ve been putting off dental care because of cost, our in-house savings plan is here to make things simple, affordable, and positive, just like it should be.
Ready to learn more? Visit Michael Colleran, DDS, or call us today to find out how our in-house plan can help you and your family smile brighter.
Disclaimer: The content of this blog is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of qualified health providers with questions you may have regarding medical conditions.